I hope you're well.
We work with an insurance broker, it's insured, who (we find) get very competitive insurance policies. Attached are the insurance companies it's insured are recommending for Lucan Ave and the associated paperwork.
A few things to note:
The Landlord quotes refer to Defined Events and Accidental Damage. Below is the definition of each. It's insured's advice is to go with the Accidental Damage policy as it's more robust.
Accidental Damage V Defined Events - Whereas defined events policies cover only the specific events listed in the policy, accidental damage policies conversely cover all accidental loss or damage to buildings or contents, other than those events specifically excluded by the contract.
To note both policies are just as good as each other
Please read this carefully and ensure all the information is correct
Review the premiums and PDS documents
Select which insurer you would like to move forward with
If you would like to move forward with it's insured, I will notify them and they will bind a policy
It's insured then supply:
A tax Invoice which once paid becomes your policy schedule
A certificate of currency confirming cover has been placed
A copy of the relevant Accidental Damage PDS
What You Told Us” form detailing what information was used to obtain cover.
Note: Milk Chocolate, its directors or employees do not receive any rebates, commissions or kickbacks from third-party providers. We simply refer to who we believe are good suppliers.
Please let me know if you have any questions?